Crypto Payment Archives - Aiying License & Compliance

Japan's SBI led a $6800 million Series C funding round for Fastet, making the regionally licensed stablecoin bank a unicorn.

SBI Group of Japan led a $6,800 million Series C funding round for Fastet, valuing the company at $10 billion post-money and officially making it a unicorn. The platform boasts an annualized transaction volume exceeding $400 billion, covering 125 countries and holding regional approvals in jurisdictions including the UAE, Indonesia, Malaysia, the EU, Turkey, and Pakistan.

24
June

The global crypto card market has over 250 participants: payment institution licenses and stablecoin compliance landscape.

The global crypto card market has attracted over 250 participants, with monthly transaction volume reaching approximately $7.59 million in July 2026. Stablecoins USDC and USDT together account for over 7% of this. Card issuance infrastructure is highly concentrated in a few institutions such as Rain, and in the United States...

17
June

Global Crypto Funding in the First Half of 2026: $112 Billion Flows Entirely to Licensed Companies, Marking the End of the Permissionless Era

A report on crypto funding in the first half of 2026 released by Dubai-based crypto law firm NeosLegal shows that the industry raised $112 billion in 377 rounds during the first half of the year, with all publicly disclosed funds flowing to regulated, licensed companies. Payments and stablecoins, prediction markets, and exchanges ranked in the top three, reflecting that regulatory licenses are being repriced as a prerequisite for institutional capital allocation and as scarce defensive assets.

16
June

Mastercard's $18 billion acquisition of BVNK: MiCA, CASP, and EMI licenses become core assets.

Mastercard completed its acquisition of stablecoin payments company BVNK for up to $18 billion on August 3, 2026, several months ahead of the originally scheduled end of the year. The actual target of the transaction was not technology or customers, but rather BVNK's Malta MFSA.

15
June

RedotPay's US money transfer license granted, IPO postponed: Stablecoin payment compliance path and Binance litigation risks.

Hong Kong-based stablecoin payment company RedotPay obtained a Money Transfer License (MTL) in the United States this week, clearing a key licensing hurdle for its entry into the US market. However, hampered by regulatory approvals and a $4.73 million lawsuit against Binance, its planned New York IPO, originally scheduled for 2026, has been postponed to 2027 or later. This article analyzes the logic behind applying for MTLs state by state and the compliance path for overseas payment institutions seeking to list.

15
June

Crypto payment adoption rate in the Eurozone is only 0.2%: An ECB survey reveals the MiCA CASP licensing landscape and the compliance situation for the digital euro.

The European Central Bank's 2026 survey on corporate cash usage shows that only 0.2% of online merchants in the Eurozone accept crypto-asset payments, with bank cards and bank transfers remaining the mainstream methods. The ECB has explicitly stated it will not formulate payment regulatory rules; compliance for crypto payments rests on the MiCA (CASP Authorization) and PSD payment institution frameworks. While merchant adoption has stalled, the development of the digital euro is proceeding in parallel, with licensing becoming the only regulatory pathway.

15
June

Arizona Encrypted ATM Licensing Act HB 2387: Operator Mandatory Refund Obligations and Compliance Points

The Arizona Attorney General's Office disclosed on August 12, 2026, that since the Encryption ATM Licensing Fraud Act HB 2387 came into effect, it has assisted 35 victims in recovering $171,332.

14
June

Brazil's central bank includes VASP in Class 3 regulation: Stablecoin demand surges 135%, driving compliance upgrades in Latin America's largest crypto market.

巴西央行2026年H1数据显示加密资产购买量达146.8亿美元同比飙升135%，稳定币占比超90%。BCB于2026年2月发布VASP监管细则（最低资本金、客户资产隔离、强化监督），2027年1月起VASP纳入Class 3审慎监管。IMF FSSA呼吁加强稳定币跨境流动监管。

11
June

Australia's AUSTRAC suspends Cryptolink VASP registration: 96 encrypted ATMs shut down due to basic reporting violations.

AUSTRAC suspends Cryptolink VASP registration for three months; 96 encrypted ATMs decommissioned, with a focus on controlling high-risk transactions.

AUSTRAC Australia has confirmed that it will suspend Cryptolink's VASP registration for three months, starting from August 9, 2026. This suspension will affect 96 Cryptolink operations.

11
June

Luxembourg's new anti-fraud law takes effect: Crypto asset service providers are included in the CRF high-risk account early warning sharing mechanism.

卢森堡第8722号法案于2026年8月8日生效，首次将加密资产服务提供商纳入CRF反欺诈信息共享网络。Caritas案7000万美元CEO欺诈事件暴露的跨机构信息断层由此打通。参与机构须通过安全渠道接收预警，数据须在6个月内删除。

11
June

EU MiCA: Stripe's Bridge receives dual CSSF licenses in Luxembourg; EMT issuers are added to the ESMA registry, becoming the 42nd licensed entity.

Bridge stated that it had obtained licenses from Luxembourg's MiCA CASP and EMI, and subsequent reports indicated that it had been added to the ESMA EMT directory.

Bridge officially announced on July 2nd that it had obtained MiCA CASP authorization and EMI license in Luxembourg, enabling it to expand its compliant stablecoin and euro payment services in 27 EU member states. Multiple reports on August 7th subsequently stated that its Luxembourg entity had appeared in the ESMA EMT directory; however, this rework no longer considers the "42nd licensed institution" designation as an independently verified conclusion.

10
June

Fun CEO predicts the disappearance of on-ramp crypto payments and cross-chain bridges: Global licensing and compliance trends in B2B payment infrastructure.

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03
June

Global encrypted payment card transaction volume reached $43 billion in the first half of 2026: A panoramic view of EMI/PI/MSB licenses across multiple jurisdictions and compliance implications for licensed institutions.

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Paymentscan Paymentscan Artemis Artemis

02
June

The New York State Department of Financial Services issues a limited purpose trust license to Circle: a dual-entity compliance structure for USDC issuance and reserve custody is now in place.

On July 31, 2026, Circle obtained a limited purpose trust license from the NYDFS, and its subsidiary, Circle New York Trust, upgraded from a BitLicense to a trustee regulatory framework. This forms a dual-entity compliance structure with the OCC (Federal Trust Bank), which received approval on July 10—the New York Trust is responsible for USDC issuance, while the Federal Trust Bank is responsible for reserve custody, precisely aligning with the GENIUS Act stablecoin regulatory framework. Circle's global licensing matrix covers major jurisdictions including the US, Europe, the UK, Japan, Singapore, and the Middle East, with a USDC circulation of approximately $77 billion.

31
June

Texas will lead the nation in cryptocurrency ATM fraud losses to $5680 million in 2025: FBI IC3 data reveals compliance warnings for MSB licensees.

美国FBI IC3 2025年加密自助终端诈骗专项数据显示，全美相关投诉13,460起、损失3.89亿美元，同比分别增长23%和58%。得克萨斯州以1,179起投诉、5,680万美元损失居全美首位。三州已全面禁止加密ATM，得州议员正推动全州禁令。对持有MSB注册及州级货币传输牌照的运营商而言，合规基线正从形式注册向实质消费者保护升级。

31
June

The US Senate has introduced a bill to establish a Bureau of Corruption; Trump's $14 billion in crypto revenue has triggered a compliance review regarding political connections, and licensed institutions need to be aware of the cascading effects of the Clarity Act.

How do I know if there is a problem?

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31
June

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30
June

MoonPay launches PayBox AI Payment Vault: Licensed payment institution deploys ChatGPT/Claude's agency payment compliance framework.

On July 29th, MoonPay launched PayBox—the first non-custodial AI payment vault for ChatGPT and Claude. The product is built on MoonPay's global licenses: MTL in 47 US states + NY BitLicense, MiCA CASP in the EU, and FCA registration in the UK, employing MPC+TEE sharded key management and the x402 open payment standard. This marks the official entry of licensed payment institutions into the AI agent payment arena, but cutting-edge regulatory issues such as KYC attribution and the legal validity of agent authorization remain to be clarified.

30
June

USAT, a compliant stablecoin issued by Tether in the US, has been listed on the Celo network: a cross-chain compliance path under the GENIUS Act framework and licensed by Anchorage Digital Bank.

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30
June

EU MiCA Third Deadline Update: BNY Mellon's Belgian subsidiary joins the list, bringing the total number of licensed CASPs to 309.

ESMA released its third register update since the MiCA transition period ended, adding 15 CASPs to bring the total number of licensed institutions to 309. BNY Mellon's Belgian subsidiary, BNY SA/NV, was added, joining three German cooperative banks in promoting the entry of traditional financial institutions into the market.

28
June

Tag Archives: Crypto payments

Japan's SBI led a $6800 million Series C funding round for Fastet, making the regionally licensed stablecoin bank a unicorn.

The global crypto card market has over 250 participants: payment institution licenses and stablecoin compliance landscape.

Global Crypto Funding in the First Half of 2026: $112 Billion Flows Entirely to Licensed Companies, Marking the End of the Permissionless Era

Mastercard's $18 billion acquisition of BVNK: MiCA, CASP, and EMI licenses become core assets.

RedotPay's US money transfer license granted, IPO postponed: Stablecoin payment compliance path and Binance litigation risks.

Crypto payment adoption rate in the Eurozone is only 0.2%: An ECB survey reveals the MiCA CASP licensing landscape and the compliance situation for the digital euro.

Arizona Encrypted ATM Licensing Act HB 2387: Operator Mandatory Refund Obligations and Compliance Points

Brazil's central bank includes VASP in Class 3 regulation: Stablecoin demand surges 135%, driving compliance upgrades in Latin America's largest crypto market.

AUSTRAC suspends Cryptolink VASP registration for three months; 96 encrypted ATMs decommissioned, with a focus on controlling high-risk transactions.

Luxembourg's new anti-fraud law takes effect: Crypto asset service providers are included in the CRF high-risk account early warning sharing mechanism.

Bridge stated that it had obtained licenses from Luxembourg's MiCA CASP and EMI, and subsequent reports indicated that it had been added to the ESMA EMT directory.